Terms & Conditions

Introduction

Welcome to Next Phase Consulting ("NPCGA," "we," "our," "us"). By accessing or using our website (https://npcga.com) and services, you agree to comply with and be bound by these Terms and Conditions ("Terms"). Please read these Terms carefully before using our website and services. If you do not agree to these Terms, please refrain from using our website.

1. Acceptance of Terms

By using our website and services, you agree to be bound by these Terms and our Privacy Policy, which governs your access to and use of the services provided by Next Phase Consulting. We reserve the right to update, modify, or revise these Terms at any time. Any changes will be posted on this page, and the revised Terms will become effective immediately upon posting.

2. Services Provided

Next Phase Consulting offers financial consulting services, including but not limited to:

Medicare Planning: Guidance and assistance with Medicare enrollment and coverage.

Retirement Planning: Strategies for income generation, tax efficiency, and asset protection during retirement.

Social Security: Optimization of Social Security benefits.

Estate Planning: Services for managing wealth transfer and planning for future generations.

The services provided are informational in nature and do not constitute financial, tax, or legal advice.

3. Use of Website

You agree to use our website in accordance with all applicable local, state, and national laws and regulations. You may not use our website for any unlawful purpose, including but not limited to:

Engaging in fraudulent activities.

Attempting to gain unauthorized access to other systems, networks, or accounts.

Uploading or transmitting malicious software, viruses, or other harmful code.

4. Registration and Account Creation

To access certain features or services on our website, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process. It is your responsibility to maintain the confidentiality of your account credentials, and you are responsible for all activities that occur under your account.

You must notify us immediately if you suspect any unauthorized access to your account.

5. Payment and Fees

For certain services, you may be required to pay a fee. You agree to pay all fees associated with the services you request. Payment details, pricing, and payment methods will be provided at the time of service. All payments are non-refundable, unless otherwise stated in a specific service agreement.

We reserve the right to update our fees at any time. Any changes to the fees will be communicated to you in advance.

6. Limitation of Liability

To the maximum extent permitted by law, Next Phase Consulting and its affiliates, partners, and employees shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the website or services, even if we have been advised of the possibility of such damages. This includes, but is not limited to, loss of profits, loss of data, or any other financial loss.

7. Indemnification

You agree to indemnify, defend, and hold harmless Next Phase Consulting, its affiliates, directors, officers, employees, and agents from and against any claims, losses, damages, liabilities, and expenses (including legal fees) arising out of or in connection with your use of the website, services, or violation of these Terms.

8. Third-Party Links

Our website may contain links to third-party websites that are not operated by us. We do not control and are not responsible for the content, privacy practices, or actions of any third-party websites. You access such websites at your own risk, and we encourage you to review their terms and privacy policies before using them.

9. Privacy and Data Protection

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. Please review our Privacy Policy for more information.

10. Intellectual Property

The content on our website, including text, graphics, images, logos, videos, and other materials, is the property of Next Phase Consulting or its licensors and is protected by intellectual property laws. You may not use, copy, reproduce, or distribute any content without our express written permission.

11. Dispute Resolution

Any disputes arising from or related to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will take place in [Your State or Location], and judgment on the arbitration award may be entered in any court having jurisdiction.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state of [Your State], without regard to its conflict of law principles.

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.

14. Termination

We reserve the right to suspend or terminate your access to our website and services at any time, with or without notice, for any reason, including if we believe you have violated these Terms.

15. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Next Phase Consulting

Phone: 706‑780‑5331

Email:

Address: 218 Athens Street, Jefferson, GA, USA